Florida has a rule that can shift attorney’s fees onto whichever side turned down a reasonable offer. Matt Powell explains how offers of settlement work and why they change the pressure on an insurance company.

Most Florida injury cases settle at mediation rather than in front of a jury. Matt Powell walks through how the day is structured, who is in the room, and how offers actually move back and forth.

The insurance company gets to send you to a doctor of its choosing — and calls it “independent.” Matt Powell explains who these doctors work for, how the exam is used against you, and what to expect when you walk in.

Interrogatories are the written questions the other side sends you under oath. Matt Powell explains what they are really fishing for and why a careless answer early on can follow your case all the way to trial.

Your deposition is often the first time the insurance company’s lawyer gets to size you up. Matt Powell covers how to prepare, why short answers win, and the traps people fall into when they try to be helpful.