Secondly, Medical Records Determine the Value of Your Claim
Your medical records will be one of the most important parts of determining the value of your claim.
When a demand is made, the insurance company will read your medical records.
Based on what your records say, they will set a value for your claim.
Have You Ever Seen Your Own Medical Chart?
Your medical chart probably has one or two things the doctor wrote by hand about what you told them was bothering you.
Or with electronic medical records, (which you almost never get to see) it has checkboxes and short sentences about your conditions.
This is What Will be Used to Value Your Case:
So, imagine for a moment if your primary care doctor records say “patient has neck stiffness, headaches, and numbness in the right arm. Proscribed Flexeril, and rest.”
That is all good and fine and the insurance company will set a value for your claim based upon this limited information.
The insurance company knows that knowing how to find a doctor after a car accident isn’t common knowledge and many people make this mistake.