How do I Avoid Giving a Recorded Statement?
If insurance adjusters ask you for a recorded statement, say:
“Not until I talk to a lawyer.”
It is best if an experienced accident attorney speaks to the insurance company for you because they know how to deal with insurance adjusters after a car accident to protect your rights.
When an insurance adjuster visits your house or calls you, have a friend/relative speak with them, not you.
This is because if your friend says something that is incorrect, it won’t be held against you.
What’s the Big Deal? What if I Speak to the Adjuster Myself?
If you speak with an insurance adjuster, it’s not just an unimportant, friendly chat.
The insurance adjuster’s job is to save the company money.
If an adjuster casually asks:
“How are you today?”
And you respond:
They will write in their notes you are not hurt because you said you were fine.
Adjusters will also try to make you admit the accident was partially your fault.
If you admit anything, the insurance company avoids paying the full value of your claim.