How Insurance Works

This is the ultimate guide on what to do when a car insurance company refuses to pay.

Here’s the number one thing you need to know:

The only thing that motivates an insurance company to do anything is PROFIT.

This is the most comprehensive guide on how to deal with insurance adjusters after a car accident in 2019.

Adjusters from insurance companies will do anything they can to save the insurance company money – including delaying and denying your claim.

People commonly ask, “what does underinsured motorist mean?” The term, “underinsured motorist,” is defined by your insurance contract. In most Florida insurance contracts, Underinsured Motorist means the at-fault party doesn’t have enough, or adequate, insurance to fully compensate you for your losses and injuries caused by their negligence. For example, let’s assume there is a…

UM Insurance is the MOST Important Insurance You Can Buy: UM insurance stands for both Uninsured Motorist and Underinsured Motorist insurance. It’s the MOST Important insurance you can buy. It protects you and your family if you or they are injured in a motor vehicle accident. Why is UM or Uninsured Insurance So Important? Because…

What Policy Means What insurance policy limits mean and how it’s distributed People ask me what the policy limits are and what 10/20 means. Ten/twenty means there is $10k of coverage to pay each person in an accident. There is also a combined total of $20k of coverage. The first number, 10, is the maximum…

5 Secrets Insurance Companies Don’t Want You to Know How to protect you and your family’s rights when dealing with insurance companies Ever notice how cute and harmless the Geico gecko seems? How soothing the AllState guy, Dennis Haysbert’s, voice sounds? Or the pleasant thoughts that fill your mind when hearing something compared to “a…