What Does Underinsured Motorist Mean? (Ultimate UM Guide)

People commonly ask, “what does underinsured motorist mean?” The term, “underinsured motorist,” is defined by your insurance contract. In most Florida insurance contracts, Underinsured Motorist means the at-fault party doesn’t have enough, or adequate, insurance to fully compensate you for your losses and injuries caused by their negligence. For example, let’s assume there is a…

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What is UM Insurance? (Ultimate Guide to Uninsured Motorist)

UM Insurance is the MOST Important Insurance You Can Buy: UM insurance stands for both Uninsured Motorist and Underinsured Motorist insurance. It’s the MOST Important insurance you can buy. It protects you and your family if you or they are injured in a motor vehicle accident. Why is UM or Uninsured Insurance So Important? Because…

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