How to Prepare for Teen Drivers

This is the most comprehensive guide for parents with teen drivers in Florida.

I’m going to share with you the pros and cons of scenarios like buying a separate insurance policy for your teen versus adding them to your existing family policy.

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What Does Underinsured Motorist Mean? (Ultimate UM Guide)

People commonly ask, “what does underinsured motorist mean?” The term, “underinsured motorist,” is defined by your insurance contract. In most Florida insurance contracts, Underinsured Motorist means the at-fault party doesn’t have enough, or adequate, insurance to fully compensate you for your losses and injuries caused by their negligence. For example, let’s assume there is a…

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What is UM Insurance? (Ultimate Guide to Uninsured Motorist)

UM Insurance is the MOST Important Insurance You Can Buy: UM insurance stands for both Uninsured Motorist and Underinsured Motorist insurance. It’s the MOST Important insurance you can buy. It protects you and your family if you or they are injured in a motor vehicle accident. Why is UM or Uninsured Insurance So Important? Because…

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What to do After a Car Accident (A Simple Guide)

Protecting Your Rights After a Car Accident is Vital This article explains what to do after a car accident. It also explains why you should do these things to protect yourself and your family. My name is Matt Powell and I am a Board Certified Civil Trial Lawyer by the Florida Bar who has helped…

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Drunk Driving Personal Injury Cases (The Definitive Guide)

1. Punitive Damages and How they Relate to Drunk Driving Personal Injury Cases: If you are a victim of a car accident where the at-fault driver was drunk, you may be entitled to punitive damages. Drunk driving personal injury claims are very complex. This is in addition to all your other damages, such as injuries…

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What 10/20 Insurance Policy Means

What Policy Means What insurance policy limits mean and how it’s distributed People ask me what the policy limits are and what 10/20 means. Ten/twenty means there is $10k of coverage to pay each person in an accident. There is also a combined total of $20k of coverage. The first number, 10, is the maximum…

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